TL;DR: From invoices, obligations, and history, AI projects cash flow weeks ahead and warns when a crunch is coming. You plan liquidity calmly, instead of being surprised on payment day.
Profit on paper, but nothing for payroll
A company can operate in the black and still hit a crunch because the money doesn't arrive when obligations fall due. Predicting that by hand means constantly maintaining a complex table of inflows and outflows — which few people manage. So the surprise arrives on payment day itself.
Without a view ahead, every larger obligation is a risk and a source of stress.
How AI projects cash flow
- Inflow. It estimates when payments will actually arrive, based on customers' payment history.
- Outflow. It factors in invoices, payroll, taxes, and regular obligations by due date.
- Projection. It shows the account balance weeks ahead, day by day.
- Warning. It highlights periods where a shortfall looms, while there's still time to act.
Measurable results
- Crunches predicted in advance, not discovered on payment day
- Calmer planning of larger obligations and investments
- Fewer costly late payments and last-minute loans
FAQ
How accurate is the forecast?
It relies on real data and payment patterns; the more history, the more reliable it is.
Where does it get the data?
From your invoices, obligations, and statements, combined into a single projection.